| MedCash
financing is a revolving consumer credit account. It is subject to credit approval.
It requires no security. The interest rate is currently 9.96% per year,
subject to change. This is much lower than a typical credit card or other form of unsecured credit.
Repayment is on a multi-year basis, depending on the benefit or plan you choose. There is
a monthly minimum payment. The program is administered independently by MedCash Health
Systems, an Associates Company, the largest consumer finance organization in the world.
All financial information including credit scoring is undertaken by MedCash Health
Systems, is confidential, and is independent of your relationship with Dr. Doody. The physician
has no financial relationship with MedCash Health Systems whatsoever. This plan is issued by Hurley State Bank, member FDIC. Please note that the minimum monthly payment decreases monthly due
to the revolving nature of the account. If the patient just paid this amount it would
considerably extend the payment term to over 10 years. But, our experience indicates that
the average fertility account pays off within 24-36 months. |
